When can you actually walk away?

Not because you hate your job — because optional changes everything. Most retirement calculators guess with a flat rate. WalkAwayFI runs your savings, spending, and accounts through real US + Canada tax engines and gives you one honest estimate: the day work becomes optional.

Open the planner — free What's free vs Pro No sign-up. Runs in your browser.

Try the idea — drag your numbers

Your FI number
—

Walk-away year
—

Years to go
—

Invested today—

Saving per month—

Spending per year, retired—

Deliberately simplified: 4% rule, 5% real returns, no taxes. The real app answers this with your actual accounts, government benefits, and full US/CA tax math — which usually moves the date by years.

Real tax engines, not effective-rate guesses

US: federal brackets, LTCG stacking, NIIT, RMDs, Roth conversion ladders, 72(t), state presets. Canada: every province, RRSP meltdown, OAS clawback, RRIF minimums. Plus a Pro optimizer that searches withdrawal order and savings priority together to estimate your earliest realistic retirement date.

Your portfolio and your strategy, tested

Enter your actual holdings, account by account — then change the investment strategy and watch the projection react: allocation, withdrawal order, concentration risk. Stress-test any plan with Monte Carlo and historical replay (1928–2024). Ticker-based strategy and the stress tests are Pro features.

Your numbers never leave your machine

Use it right in your browser — your data lives on your device, never on our servers. No account, no telemetry, zero network calls until you ask for one. Pro users can also download the single file and run it fully offline. Your finances are nobody's business — including ours.

Equity compensation, done right

If part of your pay vests: RSU grants, cliffs, refreshers, and walk-away analysis are first-class objects — not a footnote (a Pro feature). If not, everything above still works without it.

Why is the core free?

Because helping people build a real plan is the point. The free planner isn't a trial and isn't bait — full projections, both tax engines, free for everyone, for good. Pro's $29/yr does one job: it keeps the project maintained — tax rules current, features shipping, servers paid. No investors, no ads, no data to sell. More about the project →

The dashboard — sample plan, fictional numbers.

Free

$0 · forever

Full projection engine — both tax engines, every account type
Dashboard, milestones, FI progress
Accounts, debts, assets, income & expense streams
Year-by-year projection with money-flow detail
Multiple scenarios · quick-start wizard · guided tour
JSON backup — export & restore anywhere

Start free →

Pro

$29 USD/yr (≈ C$40)

Optimizers — find your earliest safe retirement, automatically
Monte Carlo + historical replay (1928–2024) & stress tests
What-If sensitivity & tax analytics
Retirement Playbook & scenario Compare
Stock portfolio tracking — your real tickers, live quotes, historical returns & volatility
RSU grant modeling & walk-away analysis
Offline single-file download

Try free, upgrade in-app →

$29 USD/yr (≈ C$40) · renews automatically — cancel anytime · 30-day money-back.